Carver Federal Savings Bank

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Carver Community Free Checking
Carver Community Free Checking gives you everything you need to manage your finances with minimal restrictions.
  • No minimum balance
  • No monthly service charges
  • $50 minimum opening deposit
  • Complimentary personal financial management through Digital Banking
  • Free Visa Debit Card
  • Free Online Banking and Mobile Banking with Bill Pay
  • Complimentary  eStatments
  • Work with Apple Pay, Google Pay, and Samsung Pay
  • Five non-Carver ATM withdrawals fees waived per statement cycle
  • Access free ATMS nationwide with Chase and Wells Fargo
  • Access to 55,000 ALLPOINT ATMs, nationwide
  • Zelle
Student Easy-Access Checking
This account is for college Students who are 18 through 24 years of age. Student Easy-Access gives you the flexibility you need with the perks.
  • No minimum balance
  • No monthly service charges
  • $50 minimum opening deposit
  • Complimentary personal financial management through Digital Banking
  • Free Visa Debit Card
  • Free Online Banking and Mobile Banking with Bill Pay
  • Complimentary  e-Statement
  • Work with Apple Pay, Google Pay, and Samsung Pay
  • Access to 55,000 ALLPOINT ATMS, nationwide
  • ZELLE
  • Access free ATMS nationwide with Chase and Wells Fargo
Value Plus Interest Checking
Value Plus Interest Checking gives your everyday banking a boost, lets you access bonus features and more.
  • Interest bearing- checking account
  • $50 minimum opening deposit
  • Only $6 monthly service charge fee if minimum daily balance falls below $1,500 in a month statement cycle
  • Complimentary personal financial management through Digital Banking
  • Free Visa Debit Card
  • Complimentary eStatments
  • Free Online Banking and Mobile Banking with Bill Pay
  • Work with Apple Pay, Google Pay, and Samsung Pay
  • Access to 55,000 ALLPOINT ATMS, nationwide
  • Complimentary five non-Carver ATM withdrawals fees waived per statement cycle
  • Access free ATMS nationwide with Chase and Wells Fargo
  • Zelle
Premier Money Market
Premier Money Market accounts offer a higher interest rate than a savings account while still allowing access to your funds.

  • Higher interest rate than a traditional savings account
  • Interest deposited monthly
  • No transaction limitations
  • Access to Carver's online and mobile banking platform, which includes bill pay and mobile check deposit capabilities
  • Complimentary personal financial management through Digital Banking
  • Complimentary e-statements
  • Complimentary Visa debit card
Relationship Savings
Grow your savings faster with higher interest rates for higher balances.  An account best for customers who can maintain a $2,000 daily minimum balance  
  • $250 minimum opening deposit
  • Free Visa Debit Card
  • Free Online Banking and Mobile Banking with Bill Pay
  • Complimentary  e-Statements
  • Zelle
  • Complimentary personal financial management  through Digital Banking
  • Access to free ATMs nationwide with Chase and Wells Fargo
  • Access to 55,000 ALLPOINT ATMs nationwide
Carver Statement Savings
Our basic savings account is for customers looking to start saving for the future, quickly and easily.  You can get started with as little as $50.00.
  • $50 minimum opening deposit
  • Free Visa Debit Card
  • Free Online Banking and Mobile Banking with Bill Pay  
  • Complimentary e-Statements
  • Zelle
  • Complimentary personal financial management through Digital Banking
  • Access to free ATMs nationwide with Chase and Wells Fargo
  • Access to 55,000 ALLPOINT ATMs nationwide
Student Growth Savings
This account is for college Students who are 18 through 24 years of age.  Whatever your savings goal-build your emergency fund, saving for something special, or simply starting good savings habits- Student Growth Savings Account can help
  • No minimum balance
  • No monthly service charges
  • $50 minimum opening deposit
  • Complimentary personal financial management
  • Free Visa Debit Card
  • Free Online Banking/Mobile Banking with Bill Pay
  • Free e-Statement
  • Work with Apple Pay, Google Pay, and Samsung Pay
  • ZELLE
  • Access free ATMS nationwide with Chase, Wells Fargo and ALLPOINT
Consumer Certificate of Deposit
We offer a wide variety of CD Products with various rates and maturity options to meet your savings and investment goals.  Choose a short-term CD, with terms from 91-days to 12 months, or a long-term CD, with terms up to 60 months.
  • Low minimum balance to open of $1,000 or 2,500
  • FDIC insurance up to the maximum limit allowed
  • Fixed interest rate and annual percentage yield (APY) provide guaranteed returns
  • CD balances are FDIC insured up to the maximum allowable limits providing security and peace of mind
  • FDIC insurance up to the maximum limit allowed
91 Day CD<250k
High Yield Online Savings
Your money can work for you.  With a High Yield Savings Account, you’ll earn a competitive rate.
  • Earn up to 4.70% APY
  • Carver Bank deposits are insured by the FDIC up to $250,000 per individual and $500,000 per joint account.
  • Complimentary e-statements
  • Complimentary Visa Debit Card
  • Free Online Banking and Mobile Banking  
  • Access to free ATMs nationwide with Chase, Wells Fargo and AllPoint
  • Zelle
18 Month HI-RISE CERTIFICATE OF DEPOSIT
EARN A 4.25% APY WITH OUR HI-RISE CD AND GROW YOUR SAVINGS FASTER.
  • Earn up to 4.25% Annual Percentage Rate*.
  • Minimum deposit $2,500.
  • No setup or Maintenance fees.
  • Great way to start saving.
  • One time flexibility to request a rate increase. should the rate we offer for this product rise.
  • Interest compounds daily and is deposited. monthly.
  • FDIC Insurance up to the maximum limit allowed.